Bought at a discount to what they pay. Priced by mortality and time, not by markets.
Age, life expectancy, face value, premium, price. No discount rate, no earnings multiple, no credit spread — because none of them are what you get paid on.
Your bottleneck isn't conviction, it's throughput. Every step of a case in one place, with the life expectancy generated in it rather than ordered and waited on.
Upload the medical file, get condition-by-condition debits and credits, an adjustable mortality multiplier, median and mean survival, and a projected payout date — every finding cited to its page. Re-run free when new records arrive.
Thousands of pages into a reviewable clinical summary, page-level citations, one-click to the source.
Carrier, face, premium mode and dates read off the documents into correctable fields, feeding the calculator.
Face, price, premium, LE and IRR on one line per position, priced the same way every case was.
List cases and field enquiries through aliases. Neither side's identity leaks until you choose.
Send a case to a reviewing doctor and get the sign-off attached to the file, not to an email thread.
Seats share the group's cases, portfolios and listings. Nothing lives on a private spreadsheet.
No page counts, no per-report meter, no annual minimum.
Creating an account is free and needs no card. Your 30-day trial waives the monthly fee — case unlocks are $100 either way.
Upload one medical file and run the underwriting end to end — summary, life expectancy, policy terms, price.