The complete platform for life settlement investing
Case evaluation, marketplace, portfolio & premium management, expert consultation — one platform connecting fund managers, brokers, buyers, sellers, and physicians across the alternative asset class.
HIPAA Compliant
Physician Verified
For Every Role
Instant Results
portal.medireader.com
Cases
Marketplace
Portfolio
LE Lab
JD
John D., M 74
Cardiology · COPD · T2D
7.2 yrs
MD Verified
SM
Sara M., F 69
Oncology · Stage III
4.1 yrs
MD Verified
RK
Robert K., M 81
CHF · Renal · CVA
—
Processing…
End-to-End
Evaluate · Buy · Sell · Manage
12+
Countries & mortality models
Every Role
Funds · Brokers · Buyers · Sellers · MDs
AES‑256
HIPAA-grade encryption & audit trails
Process
From case evaluation to closed deal in one workflow
01
Evaluate the Case
Brokers and originators upload medical records and policy documents. AI groups, classifies, extracts, and a physician attests the life expectancy — a defensible underwriting package, ready for market.
02
List, Buy, or Sell
Sellers list policies on the marketplace; fund managers and buyers review cases with verified LE, IRR projections, and full document trails. Bids and offers tracked in one place.
03
Manage the Portfolio
Once acquired, track every policy — face value, IRR, premium schedules, carrier, and current LE — with live monitoring and physician re-attestation as records update.
Platform
One platform for the entire life settlement lifecycle
From AI-driven case evaluation to a live marketplace, portfolio & premium management, and physician consultation — MediReader brings every workflow under one roof.
AI Case Evaluation
Multi-Pass AI Medical Extraction
Proprietary AI processes thousands of pages per case through multiple analytical passes — diagnoses, medications, labs, imaging, surgical history, and more — all structured with citations to source pages. Whether you're underwriting a new case or revisiting an existing portfolio holding, the package is investor-ready in minutes.
Multi-method LE calculation using Gompertz mortality models, condition-based multipliers, and your configured mortality tables.
Calibration Factor1.00×
Table TypeCohort
7.2 yrs median
3 scenarios · Physician verified
AI Medical Summary Reports
Full structured medical summary generated automatically — with citation buttons linking directly to source pages in the original PDF.
AI Chat
Ask AI Expert & Chat with the Case
Ask questions about any case file or get expert clinical reasoning on demand. Perfect for buyers running diligence, brokers fielding bidder questions, or doctors validating a second opinion.
You
What cardiac medications is this patient on?
MediReader AI
Patient is prescribed Metoprolol 50mg daily, Lisinopril 10mg, and Furosemide 40mg. See records p.12, p.34.
Interactive Scenario Planning
Adjust life table type, gender, master calibration factor (0.5×–2.0×), and per-condition multipliers. Recalculate LE instantly in three scenarios: Optimistic, Best Estimate, Pessimistic.
Smart Document Classification
Files auto-classified into 14 categories — Medical Records, LE Reports, Policy Docs, Annual Statements, Premium History, eNOAH Reports, and more.
Medical RecordsLE ReportsPolicy DocseNOAHIllustrationsAmendments
Portfolio
Portfolio & Deal Tracking
Track every life settlement investment — face value, bid/ask, IRR, premium ratios, carrier, and LE estimates — in a live spreadsheet with inline editing.
InsuredFace ValueIRRStatus
J. Davidson
$2.5M
11.4%
Contracted
M. Chen
$1.2M
9.8%
Reviewing
R. Thompson
$5.0M
13.1%
Funded
Physician & Consultation Dashboard
Doctors review pending cases, attest LE reports, and accept consultation engagements from buyers and funds — with full assignment and completion tracking for the engaging firm.
Custom LE Methodologies
Funds and underwriting teams build and maintain their own house methodology — country-specific mortality models, population subgroups, Gompertz parameters, and bespoke mortality tables.
Ingest LE estimates from LSI, Polaris, and other providers. Compare AI-generated results against third-party estimates within the same case view.
Built For Every Role
Tailored workflows for each participant in the life settlement market.
Fund ManagerPortfolio, IRR & premium ops
BrokerSource, list & manage clients
Buyer / SellerMarketplace bids & offers
DoctorReview, attest & consult
OriginatorUpload & submit new cases
Case Notes & Collaboration
Attach timestamped notes to any case. Full team visibility — managers, doctors, and uploaders stay aligned within each case record.
Marketplace — Buy & Sell Policies
Sellers list policies with full underwriting packets attached; buyers and funds review, compare, and bid in a curated marketplace. Broker-managed access lets brokers invite their own clients into specific listings.
Premium & Deal Management
Track premiums, optimal funding schedules, and carrier obligations across the entire portfolio. Annual statements and illustrations feed straight into ongoing IRR and cash-flow projections.
Workflows
A dedicated workflow for every participant
Originators source cases. Brokers list them. Doctors attest. Buyers and funds bid, acquire, and manage portfolios. Every step has a purpose-built screen.
01
Originate & Auto-Group
Brokers and originators submit records and policy documents in any format. AI groups files by patient, classifies each document, and opens the case.
02
AI Analysis & LE Calculation
Multi-pass extraction builds a structured medical summary. The LE Lab runs the calculation against the firm's configured mortality methodology.
03
Physician Review & Marketplace Listing
Doctors attest the report. Sellers list the case on the marketplace — buyers and funds review with full underwriting packets, then bid or offer.
04
Portfolio, Premium & Deal Management
Closed deals move into the portfolio tracker — face value, IRR, premium schedules, carrier, and current LE — with live updates as new records or attestations arrive.
Document Upload & Grouping
MedicalRecords_JohnD.pdf
Medical Records · Grouped: John D.
✓
Policy_JohnD_ALIC.pdf
Policy Document · Grouped: John D.
✓
Discharge_Summary.pdf
Medical Records · Grouping…
75%
Trust & Security
Built for institutional PHI compliance
Every layer of MediReader's architecture was designed to meet HIPAA requirements and the security standards expected by institutional buyers, funds, brokers, and the physicians attesting on the platform.
HIPAA CompliantPHI-ready architecture
AES-256 EncryptionAt rest & in transit
BAA AvailableAll institutional accounts
Immutable Audit TrailEvery action logged
Life Expectancy Report
PHYSICIAN VERIFIED
AI Extraction
Condition Analysis
LE Calculation
Physician Attestation
Life Expectancy Estimate
5.8 – 7.6 years
Median 6.4 yrs · Physician attested · HIPAA-secure
Ready to get started?
The full life settlement stack — on one platform.
Whether you fund deals, broker policies, originate cases, attest as a physician, or invest in this alternative asset class — MediReader was built for you.